Manage Your Funds
Unify, Partner, Track, and Document—all within a single platform.
Explore XM, your top destination for seamless financial management. Whether you're engaging in trading, investing, or expanding your portfolio with a variety of options, we've enhanced the process for your ease and security.
How to Fund Your Account
Select Payment Method
Select from credit card, bank wire, PayPal, or various accepted payment options.
Deposit Money into Your Account
Choose your ideal deposit size (note that restrictions could apply).
Confirm & Wait
Transactions are confirmed swiftly (or within a few hours, depending on the payment method employed).
Effortlessly Access Your Money
Select Withdrawal Option
Select your desired withdrawal option (bank transfer, electronic wallet, etc.) on XM.
Verify Identity
Ensure all vital security measures or dual authentication procedures are in place.
Processing Time
Transfers usually take about 1 to 5 business days to complete, based on the chosen method.
Stay Updated
Track your withdrawal status.
Investment Strategies
Browse Markets
Discover a variety of investment choices including stocks, precious metals, global currencies, and cryptocurrencies.
Invest Resources Wisely
Decide your investment approach—make a single investment or set up ongoing contributions.
Track Performance
Track your assets instantly using our user-friendly interface.
Fees & Charges
Deposit Fees
| Method | Fee |
|---|---|
| Bank Card | 0%–2% (varying by area) |
| Bank Transfer | No fees for trading (bank charges may exist) |
| E-Wallets | 0-1% depending on provider |
Withdrawal Fees
| Method | Fee |
|---|---|
| Standard Withdrawal | Flat $5 fee |
| Express Withdrawal | 1% withdrawal fee |
Trading Fees
| Type | Fee |
|---|---|
| Commission | 0.1%–0.2% per trade |
| Spread | Market trends influence fluctuations. |
| Overnight Fee | Adaptable for leverage trading |
| Inactivity Fee | $10 monthly charge applied after a year of inactivity. |
Wallet Overview
Our unified wallet enhances your financial oversight by enabling you to integrate different currencies or assets into one location. Effortlessly transfer funds between sub-wallets (such as from crypto to EUR) without incurring additional fees.
Multi-Currency Support
Provides USD, EUR, GBP, ETH, and multiple other currencies.
Instant Conversion
Engage in seamless currency exchange with attractive rates at ""XM"".
Secure Storage
Each type of cryptocurrency employs state-of-the-art security protocols.
Security & Precautions
Platform Security
We utilize advanced encryption methods, two-step verification, and enhanced server security to protect your funds.
Adopt Intricate Passwords
Develop distinct, intricate passphrases for your profile.
Enable 2FA
Boost your protection with two-step authentication.
Stay Vigilant
Stay informed and watch for scams.
Common Inquiries
Is a minimum initial deposit required?
The minimum deposit requirement is $100, though this can change based on the selected payment option.
How can I cancel a withdrawal?
Reversals can be done within 30 minutes through the "Pending Transactions" area. Beyond this period, the decision is irreversible.
Is my investment safe?
We collaborate with trusted financial firms. In some regions, your investments may be safeguarded up to a designated amount. Refer to local laws for further information.
Contact & Support
Looking for investment guidance? Our committed experts are here to help.